Numisma · Penang, Malaysia

Understanding money
clearly, at your own pace

Structured learning programs that give Malaysians the knowledge to make considered decisions about their personal finances — from first salary to estate planning.

Begin Your Learning View Programs

+60 4-2617 8453

[email protected]

George Town, Penang

Our Programs

Courses crafted for real situations

Each program addresses a specific stage of financial life, taught with care for the cultural and economic context of Malaysia.

PROGRAM 01

Financial Literacy for Young Professionals

For Malaysians in their twenties and early thirties navigating career transitions, first salaries, and early independence — covering PTPTN, emergency funds, employer benefits, and the start of long-term savings.

Six fortnightly sessions, 90 minutes each
Young professional's financial checklist
Access to private discussion group

RM 520 Enquire

PROGRAM 02

Reading Financial Statements

Develop the ability to read and interpret balance sheets, income statements, and cash flow reports. Uses real Bursa Malaysia company reports with guided analysis exercises for investors and small business owners.

Five weekly sessions, two hours each
Annotated Bursa Malaysia report samples
Reference ratio card included

RM 1,050 Enquire

PROGRAM 03

Wealth Preservation & Estate Basics

For mid-career individuals and beyond — covers will preparation under Malaysian law, amanah (trusts), EPF and insurance nominations, and hibah. Includes a private one-on-one consultation slot.

Three full-day Saturday sessions
Estate-planning worksheet & document checklist
One-on-one private consultation

RM 2,200 Enquire

Why Numisma

What makes our approach different

Rooted in Malaysian context

Programs use Malaysian regulatory frameworks, local market examples, and EPF/PTPTN-specific guidance — not generic international content.

Small, focused cohorts

Intentionally small groups allow participants to ask candid questions and engage with material at the right pace for each individual.

Practitioner-led sessions

All programs are facilitated by experienced practitioners with applied knowledge in personal finance, investment analysis, and estate planning.

Practical tools & materials

Each program includes worksheets, checklists, and reference cards you keep and use well after the course concludes.

Considerate learning environment

Topics like estate planning and debt can feel uncomfortable to discuss. Sessions are conducted with sensitivity and without judgment.

Penang-based, accessible

Located in George Town with a welcoming, well-appointed space. Sessions are timed to respect weekday schedules and family commitments.

Take the next step

Is there a program that feels right for you?

There is no obligation — send us a message, and we will respond with more detail to help you decide if this is the right fit for your stage of life.

Send an Enquiry View All Programs

+60 4-2617 8453 [email protected]

Common Questions

Things people often ask us

Who are these programs designed for?

Each program targets a specific stage of financial life. Program 01 is for young Malaysians beginning their careers. Program 02 suits those considering equity investments or managing small businesses. Program 03 is for individuals at mid-career or later who want to organise their assets thoughtfully. If you are unsure which fits, we are happy to help you decide.

Are the sessions held in person or online?

Programs are conducted in-person at our George Town, Penang premises. We have found that face-to-face sessions encourage more candid participation, particularly on sensitive topics such as debt and estate planning. Please contact us if your circumstances require a different arrangement.

What prior knowledge is needed?

No prior financial background is required for Program 01 or 03. Program 02 assumes basic familiarity with investing terminology, though the early sessions introduce foundational concepts before progressing to analysis. You do not need to be an accountant to follow the content.

How are payments handled?

Payment is collected upon enrolment confirmation. We accept bank transfer, DuitNow, and selected cards. Full program fees are stated upfront — RM 520, RM 1,050, or RM 2,200 depending on the program selected. Please enquire for details on our instalment arrangement for Program 03.

What happens if I miss a session?

We understand that schedules change. Participants who miss a session receive written notes and can arrange a brief catch-up with the facilitator before the next meeting. Repeated absences may affect how well you follow subsequent sessions, and we will discuss this with you directly if needed.

Is my personal financial information kept private?

Yes. Any personal financial details you share during sessions remain confidential. Exercises use hypothetical or anonymised figures. We do not ask for specific account balances or sensitive personal data as part of any program.

When does the next intake begin?

Intakes are scheduled on a rolling basis throughout the year, usually beginning in the first week of each month. Send us an enquiry and we will share the current schedule along with available dates.

Our Location

Find Us in George Town

9 Persiaran Gurney, 10250 George Town, Penang

Get in Touch

We would be glad to hear from you

Use the form to ask about any program, or simply to find out which might be most appropriate for your situation.

Contact Details

Phone